Terms and conditions of service use

These terms govern your use of dorarivaelum.com and our subscription-based financial planning services.

September 14, 2025

Acceptance of terms

By accessing dorarivaelum.com or using our services, you agree to comply with these terms. If you do not agree, please discontinue use immediately.

Definitions

Key terms used in these terms and conditions are defined below.

"Service" means the ongoing financial planning subscription offered by dorarivaelum.com.

"User" refers to any individual accessing or using the website or services.

"Content" includes all information, materials, and communications provided on dorarivaelum.com.

"Agreement" means these terms and any policies referenced herein.

Service usage

Our services are designed for ongoing financial planning support. Use of the website and services must comply with all applicable laws and these terms.

Eligibility

You must be at least 18 years of age and legally able to enter into contracts to use our services.

Proof of age may be required.

User responsibilities

Users agree to provide accurate information and maintain confidentiality of account access.

Keep your account and payment information up to date.
Do not share your account credentials with others.
Use the site and services for lawful purposes only.
Notify us of unauthorised account use immediately.

Prohibited uses

You may not use our service for illegal or prohibited purposes.

Obtaining or attempting unauthorised access to our systems.
Impersonating any person or misrepresenting your identity.
Using the service for fraudulent or harmful activities.
Reproducing, copying, or reselling any part of our service.
Engaging in conduct that disrupts site security or operations.

Intellectual property

All content and materials on dorarivaelum.com are the property of dorarivaelum.com or its licensors. Unauthorised use, reproduction, or distribution is prohibited without written consent.

User content

You may provide feedback or enquiries but are responsible for the legality of any content submitted.

User content rights and responsibilities

By submitting content, you grant us a non-exclusive right to use feedback for service improvement.

Privacy and data protection

Our privacy policy outlines how personal data is collected and used. By using our services, you consent to the practices described in our privacy policy.

Privacy policy

Disclaimer and limitations

See our disclaimer for important information about service limitations and liability.

Service limitations

Our services do not guarantee any specific outcome. Results may vary for each user.

Limitation of liability

dorarivaelum.com is not liable for any indirect, incidental, or consequential damages arising from use of the service.

Indemnification

You agree to hold dorarivaelum.com harmless from claims resulting from your use of the site or services.

Dispute resolution process

If a dispute arises, we encourage prompt communication to seek resolution.

Arbitration

Unresolved disputes may be referred to arbitration in accordance with Australian law.

You may have additional rights under local consumer law.

Online dispute resolution

Australian users may access online dispute resolution platforms for consumer disputes.

Find out more about ODR

Severability

If any part is invalid, the remainder of these terms remains in effect.

Entire agreement

These terms constitute the entire agreement between you and dorarivaelum.com.

Governing law and jurisdiction

These terms are governed by the laws of Australia.

Termination

We may terminate or suspend your access if you breach these terms. You may terminate your subscription at any time.

Modifications

We may update these terms periodically. Continued use constitutes acceptance of changes.

Contact for terms and policies

Please contact us with questions or for clarification about these terms.

Email address: content@dorarivaelum.com

Phone number: +61 7 7459 7669

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 14, 2025

Version: v3